Layaway Plans Are Available
For purchases over $300 ($500 when payment or shipping address is outside the US), layaway plans are available. I will hold material based upon receipt of payment of 1/3 of the order and a payment schedule that we both agree upon. The material will be taken out of stock and held specifically for you and shipped upon receipt of the final payment. As payment are received, you will be provided an accounting.
If you see material you want - but it is outside your normal philatelic budget - the layaway program will allow you to reserve it now and pay for on your schedule.
The discounts of layaways are based upon the periodic payment, not the total of the purchase. For example a $300 purchase paid for in three payments of $100 each would receive a 5% discount, not the large 10% discount.